Rick’s Irreverent & Erratic Rants
Irreverent, provocative and sometimes controversial
If you’re sick of the BS from twenty-something ‘experts’ who call you dude, and you’re hungry–no, making that starving–for real deal experience, field-proven strategies, tactics and techniques that really DO work AND peppered with the philosophy and wisdom only gained by many decades actively in business, then you’ve come to the right place. So get in, buckle up and hold on!
Windshield Time with Tony
Several weeks ago I had the good fortune to share a few days with my friend Tony at his Northern California seaside home. This gave us ample time to catch up with each other’s life during the sixteen hour drive (each way) and some great hangout time. Tony's and easy...
Why do people probate estates?
As you can probably imagine, I get asked a lot of questions about probate estates and trusts. Most of them fall into the "What happens when..." or the more specific question, "We have this situation..." categories. Of course, since many of the vital facts are...
“Housing Crisis to End in 2012…”
The rest of the Headline from today's DS News: "...as Banks Loosens Credit Standards." The article, quoting Capital Economics, an analytics firm, goes on to say that banks are reducing their Loan-to-Value ratios for borrowers. Gee, did I read about this causing a...
Narcotic Robotics
Given that I filed what I believe to be the catalytic case, Estate of C. v. Wells Fargo Bank, et al., almost three years ago, I never though so much wreckage would result from the internal practices of lenders trying to be "efficient." Concerning Nevada's response to...
So, where was I before the interruption?
OK. You may have noticed that I've been inattentive to updating this blog for the last six months. I have a good excuse (and a note from my Doctor). This past August (2009) I was awakened to chest pains and a pounding headache and, well, I'm 54 so I thought that it...
Don’t say no…
Sometimes, people will say 'no' when they really mean something else. Here's a case in point that probably cost me thousands of dollars in deals that I ultimately didn't do because I took 'no' for an answer: I used a particular escrow officer for about 12 years...
A Key to Successful Investing…
...includes the ability to make profitable deals on a serial basis, fairly consistently, over an extended period of time. Many people talk themselves out of entering the real estate arena because they can't forecast future real estate prices accurately. Worrying...
Title Companies Turn Customer Services Switch Back On
The CA Insurance Commission has responded to an outraged real estate industry by sending a letter clarifying the limits of their regulations and relaxing the interpretations to exclude basic customer services like providing title profiles, copies of recorded docs,...
Calif. Title Companies Clamp Down on Free Services
As of July 1st, 2009, title insurance companies have responded to changes in insurance laws which restrict the services that they may provide, such as copies of recorded deeds, property descriptions and valuation (sales comparables). I think many investors, large and...
Sometime You Just Gotta Walk Away – Part II
Are parts of the California real estate market turning into Detroit-esque places where plummeting values have rendered some properties virtually worthless? It's beginnning to look that way in some of the tougher markets. I walked away from a little deal earlier this...
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